CAUTIONARY STATEMENT REGARDING FORWARD-LOOKING INFORMATION
All statements in these presentations, other than statements of historical information provided herein, may be deemed to be forward-looking statements and as such are subject to a number of risks and uncertainties. These statements are based on management's analysis, judgment, belief and expectation only as of the date thereof, and are subject to uncertainty and changes in circumstances. Without limiting the foregoing, statements including the words "believes," "anticipates," "plans," "expects," "may,"
"should," "could," "estimate," "intend" and other similar expressions are intended to identify forward-looking statements.
Actual results could differ materially due to, among other things,
costs, fees and expenses related to the post-closing administrative
services to be provided under the administrative services agreements
entered into in connection with the sale of our Northeast business;
potential termination of the administrative services agreements by the
service recipients should we breach such agreements or fail to perform
all or a material part of the services required thereunder; any
liabilities of the Northeast business that were incurred prior to the
closing of its sale as well as those liabilities incurred through the
winding-up and running-out period of the Northeast business; health care reform; rising
health care costs; continued recessionary economic conditions or a
further decline in the economy; negative prior period claims reserve
developments; trends in medical care ratios; unexpected utilization
patterns or unexpectedly severe or widespread illnesses; membership
declines; rate cuts affecting our Medicare or Medicaid businesses;
litigation costs; regulatory issues; operational issues; investment
portfolio impairment charges; volatility in the financial markets; and
general business and market conditions.
Additional factors that could cause actual results to differ materially
from those reflected in the forward-looking statements include, but are
not limited to, the risks discussed in the “Risk Factors” section
included within the company’s most recent Annual Report on Form 10-K
filed with the Securities and Exchange Commission (“SEC”), and the risks
discussed in the company’s other filings with the SEC. Readers are
cautioned not to place undue reliance on these forward-looking
statements.
The company undertakes no obligation to publicly revise any of these forward-looking statements to reflect events or circumstances that arise after the date of each presentation.
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