CAUTIONARY STATEMENT REGARDING FORWARD-LOOKING INFORMATION
Certain matters discussed in these presentations contain forward-looking
statements within the meaning of Section 21E of the Securities Exchange
Act of 1934, as amended, and Section 27A of the Securities Act of 1933,
as amended, that involve a number of risks and uncertainties. All
statements, other than statements of historical information, may be
deemed to be forward-looking statements. These statements are based on
management’s analysis, judgment, belief and expectation only as of the
date of said presentation, and are subject to uncertainty and changes in
circumstances. Without limiting the foregoing, the words “believes,”
“anticipates,” “plans,” “expects,” “may,” “should,” “could,” “estimate,”
“intend” and other similar expressions are intended to identify
forward-looking statements. Actual results could differ materially due
to, among other things, costs, fees and expenses related to the
post-closing administrative services to be provided under the
administrative services agreements entered into in connection with the
sale of our Northeast business; potential termination of the
administrative services agreements by the service recipients should we
breach such agreements or fail to perform all or a material part of the
services required thereunder; any liabilities of the Northeast business
that were incurred prior to the closing of its sale as well as those
liabilities incurred through the winding-up and running-out period of
the Northeast business; health care reform; rising health care costs; continued
recessionary economic conditions or a further decline in the economy;
negative prior period claims reserve developments; trends in medical
care ratios; unexpected utilization patterns or unexpectedly severe or
widespread illnesses; membership declines; rate cuts affecting our
Medicare or Medicaid businesses; litigation costs; regulatory issues;
operational issues; investment portfolio impairment charges; volatility
in the financial markets; and general business and market conditions.
Additional factors that could cause actual results to differ materially
from those reflected in the forward-looking statements include, but are
not limited to, the risks discussed in the “Risk Factors” section
included within the company’s most recent Annual Report on Form 10-K
filed with the Securities and Exchange Commission (“SEC”), and the risks
discussed in the company’s other filings with the SEC. Readers are
cautioned not to place undue reliance on these forward-looking
statements. The company undertakes no obligation to publicly revise any
of its forward-looking statements to reflect events or circumstances
that arise after the date of each presentation.
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